Sure was fun buying the gifts. Paying them off now that the credit card bill has arrived? Not so much. Breezy Mama turned to Jerrold Mundis, a financial therapist and author of the bestselling book How to Get Out of Debt, Stay Out of Debt, and Live Prosperously for help. Plus! His tips on steps to take to keep your family spending in-line (ahem).

Click here to read the interview